Holistic financial planning
We specialize in tailored investment and financial solutions for high-net-worth individuals aged 55+, retirees, business executives, snowbirds, and select high-income content creators.
By serving a limited number of households, we can focus on building exceptional relationships, delivering proactive advice, and ensuring your wealth is managed with precision and care.
MEET THE TEAM
Our Complimentary
3 step process
Introductory
Call
step 1
We start with a short conversation with a member of our team to understand what matters most to you — your goals, concerns, family dynamics, and vision for your wealth. We also review your current strategies to identify potential opportunities to strengthen your plan.
exploratory meeting
Step 2
This is where we take a deeper look at your net worth, review your documents, discuss your priorities, explore possible planning strategies, and determine the best path for us to take.
wealth analysis+ strategy meeting
step 3
Using Conquest, Canada’s most advanced financial planning software, we build your IG Living Plan™ — a fully integrated, written base financial plan that coordinates tax, estate, investment, insurance, and succession strategies. Your plan is designed as a living strategy that adapts to changes in legislation, markets, and your lifestyle.
PLAN WITH KAREN ERICKSON & KAYLA CARUANA
When you have spent a lifetime building wealth, you deserve a plan that works as hard as you did to earn it, and one that evolves with your life and the markets. Our process is designed for high-net-worth households with a benchmark of one million or more in investable assets, snowbirds, and business owners who value detail, precision, and clarity.
after you become our client
Our work does not end once your base plan is built. We take a proactive approach to reviewing and adjusting your plan so you can preserve capital, reduce taxes, and protect your legacy. We then move on to address all six areas of financial planning in more detail: investment, retirement, tax, estate, insurance, and cash flow. This ensures every part of your financial life works in harmony. Our goal is simple: to ensure what you expect to happen, happens.
As a client, you can easily sign in to your client account and access your secure portal through the website link or on the IG Wealth Management App. Check your current account balances (updated daily), statements, tax slips, your IG Living Plan, market updates and more.
You can access the IG Wealth Management app on Apple Store or Google Play Store or simply on IG Wealth Management website. You can log in to your account at anytime by selecting the client login button below or located on the top corner of our site.
Client Reviews
“We've been working with Karen and Kayla for a long time and we are proud to be their clients. They are always looking out for our interests and find many opportunities to help grow our money. And they do this with care and a great sense of humour. They are like family.”
-Steven & Dawn H.
“It’s a pleasure working with Karen and Kayla. In our preparation for retirement, they were thorough and proactive in helping us with our plan. They are both excellent at keeping on top of market opportunities and making sure our future is secure. One of the things we appreciate most is their timely communication regarding management of our portfolio.”
-Bob and Vicki H.
“I have peace of mind when it comes to my savings and retirement planning. I also have investment advisors who call me to keep me up to date and are always available to answer my questions. Thank you Karen and Kayla for such great service.”
-Richard M.
Why Choose Karen & Kayla
Karen Erickson & Kayla Caruana are based in Kelowna, BC and serve clients in British Columbia, Alberta, Ontario and Newfoundland. They are a mother-daughter team of CFP® professionals specializing in tax-efficient retirement income planning, estate planning, and multi-generational wealth strategies for retired high-net-worth individuals, their families, snowbirds, and select high-income earning content creators.
customized financial planning
We deliver coordinated, unbiased advice that integrates tax, estate, investment, insurance, and business planning, working alongside your accountant and lawyer to ensure what you expect to happen, happens.
your time is valuable
With four licensed advisors, we intentionally serve a total of 200 households, far below the industry average, giving us the time to be more proactive, more responsive, and more personally connected.
