We are committed to helping the 50+ market and executives manage the complex and evolving needs of their wealth. Whether you are approaching retirement or retired, we take a holistic approach to your overall financial well-being. Clients and their families are at the heart of everything we do, every day. We have helped clients across a range of needs and goals that include:
Pre-retirees and Retirees
You may have spent your working life accumulating wealth. Now you are getting ready to move to the next phase. This will involve a fundamental change in how you view and manage your wealth. While looking at ways to increase it, you are now also looking at ways to protect it to maintain your lifestyle and leave a legacy. The next stage of your life will be different.
We can help you address several realities:
- You may live longer than you expect, and maintaining your lifestyle could become a challenge.
- Managing your tax bill is even more critical to protecting your assets over time.
- The strategies for creating a tax-efficient, life-long income are different.
- Your ability to leave a legacy depends on a well-thought-out plan.
We are here to listen and help you look forward to a long and comfortable retirement.
Snowbirds & Owning U.S. Property
As someone who spends a significant portion of the year enjoying warmer climates, you may have noticed that managing your financial affairs can become increasingly complex. From tax implications to healthcare coverage, living across borders brings unique challenges that require careful planning to maintain your lifestyle and financial well-being.
Key considerations include:
- Cross-border tax planning: Navigating the tax implications and estate planning considerations of both your home country and the country where you spend part of the year; ensuring you minimize tax liabilities while staying compliant.
- Managing property and assets: If you own property in multiple locations, it’s important to plan for maintenance, rental income, and potential capital gains taxes, while also considering how these assets fit into your overall estate plan.
- U.S. citizens living in Canada: Ensuring you have the right correlation of assets and accounts to minimize tax burden on both sides of the border.
We can help you develop a customized financial plan that addresses the unique needs of snowbirds, ensuring you can enjoy your time in the sun while keeping your financial future secure and stress-free.
Influencers
As an influencer, you've dedicated your energy and creativity to building a powerful online presence and a thriving personal brand. Along the way, you may have noticed how quickly the complexity of managing your income streams, taxes, and investments has grown. To help secure a prosperous future that allows you to continue living on your own terms, there are several key considerations.
They might include:
- Sustaining your success for the long term: Planning how to manage and grow your wealth beyond your current social media platforms and collaborations.
- Optimizing your tax strategy: Leveraging tax-efficient structures, such as incorporating your business or setting up retirement accounts, to reduce your tax burden while securing your financial future.
- Ensuring discretion and privacy: Protecting your personal and financial information with the highest level of confidentiality, so you can make decisions with peace of mind, knowing your sensitive details are safeguarded.
We can help you develop a comprehensive plan to address the unique financial challenges and opportunities that come with your influential career, ensuring you can enjoy the lifestyle you've built while planning for a successful future.
Executives and Professionally Incorporated Individuals
Whether you are an executive who has spent years building a successful career or a professionally incorporated individual managing your business, you may be surprised at how quickly the complexity of your tax planning, investment portfolio, and compensation structure has grown. To help secure a robust future that allows you to live on your terms, there are several important factors to consider.
They include:
- Looking to the long term: Planning how you will use and preserve your wealth down the road, whether for personal use, family security, or future ventures.
- Reducing your tax bill: Taking advantage of retirement accounts, health savings accounts, and educational savings accounts, while also strategically managing your income and investments within your corporation to optimize tax efficiency.
- Being realistic about retirement planning: Whether facing the demands of an executive role or the pressures of running a practice, early retirement might be on the horizon. Proactive wealth planning can help you explore all your options and set the stage for a smooth transition.
We can help you build a comprehensive plan to address the wealth-related questions you may have about the next step in your career or business, ensuring you can enjoy the lifestyle you have worked so hard to achieve.