Why Choose Karen & Kayla?
Karen Erickson and Kayla Caruana are a dedicated mother-daughter team of CERTIFIED FINANCIAL PLANNING® (CFP) professionals based in Kelowna, BC. With our sophisticated and detailed approach to wealth management, we create tailored strategies that focus on tax-efficient retirement planning to optimize your retirement and estate plan.
Since 2006, Karen & Kayla - IG Private Wealth Management has been committed to providing exceptional wealth management services. Our built-in succession planning ensures long-term continuity and peace of mind for our clients, who trust in the longevity and stability of our team.
Our Comprehensive Financial Planning Services Include:
- Streamlining Finances: We simplify and organize your wealth for clarity and ease.
- Ensuring Peace of Mind: We mitigate financial concerns, securing your future.
- Active and Proactive Guidance: We navigate significant financial events with you.
- Tax-Efficient Strategies: We enhance your financial plan with optimized tax planning.
- Proactive Adjustments: We continuously refine your plan as new opportunities arise.
Contact our Kelowna office at 250-980-0045 today to schedule an introductory call and discover how our personalized financial planning services can help you achieve your financial goals.
A holistic view of your wealth and your life
Our financial planning approach incorporates integrated tax and risk management strategies across six key dimensions of your financial life.
Optimizing your retirement
We’ll help manage the risks of retirement, aiming to preserve the capital you’ve built and to create a tax-efficient income stream to support your needs and goals.
Planning for major expenditures
We ensure you have the right plan in place to make your goals a reality – whether this includes education planning, investment or retirement property purchases, or other significant capital requirements.
Managing cash flow efficiently
We examine and continuously evaluate your cash and credit needs, with the goal to deliver the flexibility you require to meet your goals. From detailed cash flow analysis to tax-efficient income planning, we develop strategies tailored to you.
Preparing for the unexpected
We can’t always anticipate the challenges that we may be faced with, but we can plan for them. We’ll help you develop comprehensive risk management strategies to provide for those you care about.
Maximizing your business success
From optimizing corporate investments to business succession planning, we implement strategies that synchronize and enhance your personal and business needs.
Sharing your wealth
Establishing how to share your wealth will allow your legacy to live on for the people and causes you care about, including philanthropy, charitable giving, and intergenerational wealth and estate planning.
Experience our next generation IG Living Plan
Are you prepared for all the ‘what if’s’ in your financial life? Find out with our next-generation IG Living Plan.
With this interactive new digital experience, we can help you test different scenarios and show the impact of your decisions before you make them.
A process designed around you
There’s no such thing as a one-size-fits-all approach to financial planning, so we begin by understanding what really matters to you.
We’ll clarify your goals and concerns, evaluate your current financial situation, and synchronize six major areas of your financial well-being to create your IG Living PlanTM.
As your life moves through different phases, our ongoing process will proactively monitor and respond to you – reflecting our comprehensive, yet flexible team-based approach to financial planning that can deliver a deeper emphasis on any aspect of your living plan.
Step 1
Discover and clarify your values, dreams, goals and concerns to help us tailor our relationship with you and prioritize your financial needs.
Step 2
Analyze and explore options of concepts and scenarios to apply to your personal situation that minimize taxes, mitigate risk and protect your wealth.
Step 3
Develop and present a holistic financial plan--your IG Living Plan--that also integrates your customized investment program.
Step 4
Finalize and implement the custom strategies in your IG Living Plan that synchronizes all dimensions of your financial well-being.
Step 5
Proactively service and respond as your life, family circumstances and markets change--we will identify and present all relevant scenarios before adjusting any element of your IG Living Plan.
Is your financial well-being on track?
Try our IG Living Plan Snapshot to find out. This straightforward online tool will help you assess if you’re on track to meet your goals, based on key dimensions of your financial well-being. From optimizing your retirement to preparing for the unexpected, answer a series of questions to provide an overall result out of 100. This tool also provides personalized recommendations to help create a comprehensive financial plan tailored to you and your family’s needs.